Planning is everything.
Financial planning is a smaller component of income tax but it can reap big rewards.
Since 2000 we have consulted with many clients seeking our advice on financial planning. We are available by appointment to answer any question you may have during the tax year. We book a minimum of 15 minutes per consultation which includes the initial meeting and any work we do after the consultation on your behalf. Any extra time past the first 15 minutes is charged at a further 15 minute interval.
Although we cannot discuss specific investment vehicles by name, we will be more than happy to talk about the tax treatment of different investments. These include the benefits of capital gains vs dividends vs interest income, the tax treatment of each and the benefits in your specific case.
We will talk about the tax implications and benefits of spousal vs non-spousal RRSP’s as it relates to retirement for both spouses.